How to Use Covid-19 to Clean Your Financial House
Covid-19 has been the worst of times for what seems to be a long time. It has shown us so much – like, you never know where life will take you in an instant. But, this time period has also proven to give some opportunities for growth, especially for those with student loans. For us…
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Legal and General Adds to the 40 Year Term Life Insurance Lineup
At a time when many insurance companies are rethinking their New York products, Legal and General is breaking into the 40-Year Term Life Insurance product. A relatively new type of policy, having life insurance for 40 years can be a game changer for many professionals. Those in the veterinary and orthodontist professions would benefit from…
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How Residential Veterinarians Can Save Thousands of Dollars Using REPAYE
In a recent interview on July 16, 2021 with Jan Miller, nationally recognized student loan repayment expert, Jan described a strategy using the REPAYE income-driven repayment plan that would save veterinary residents thousands of dollars. With over 23 years of experience from within the financial services and student loan sector, Jan is a nationally recognized…
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Making Veterinarian Student Loan Debt Manageable with the 4 Types of Income-Driven Student Loan Repayment Plans
As a veterinarian, you usually come out of school with a high debt-to-income ratio. You may want to specialize and enroll in residency. Or, you might be looking to purchase a dream practice with a business loan. At this point in your career, you may have more student loan debt than income, holding you back…
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Understanding the 4 Types of Income Driven Repayment Plans for Student Loans for Orthodontists
Understanding the 4 Types of Income-Driven Repayment Plans for Student Loans for Orthodontists As an orthodontist, you usually come out of school with a high debt-to-income ratio. If you need to enroll in residency, purchase a practice, or start with a lower anticipated salary, you may have more student loan debt than income. We sat…
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The REPAYE Strategy for Residential Orthodontists to Save Interest Charges
In a recent interview on July 16, 2021 with Jan Miller, nationally recognized student loan repayment expert, Jan described a strategy using the REPAYE income-driven repayment plan that would save orthodontists thousands of dollars. With over 23 years of experience within the financial services and student loan sector, Jan is a nationally recognized expert in…
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The Secret Costs of a Veterinary Education, and How They Affect Your Student Loan Debt
If you’ve been to veterinary school, you know the burden of student loan debt that purchased your education. Going into your first post-graduate year, you definitely expected tuition costs, and of course living expenses. You may have even anticipated the fees that are included for purchasing equipment and instruments. But, what about all the hidden…
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Hidden Fees Included: How Total Educational Costs for Orthodontists Drive High Student Loan Debt
It isn’t a secret that the average dental student leaves school with close to $300,000 in debt. The debt they accrue sets their future life up for tight budgeting, stress, and a high debt-to-income ratio. What is this debt paying for? Why is dental school so expensive? Some dentists go into school looking only at…
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How Does Student Loan Debt Affect My Ability to Get a Bank Loan?
As a veterinarian or orthodontist, you may be ready to get a bank loan. Maybe you are buying your first house after graduate school, or you’ve found the perfect practice and want to get started on your own. Either way, your high student loan debt is going to affect your ability to get a bank…
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