General liability protects your practice when third party losses arise. Property damage, bodily injury, reputational harm, and advertising injury are the most common types.
Business personal property protects your physical assets at a designated location. This may include the building as well as your equipment, tools, inventory, furniture, computers, and outdoors signs. Business personal property also offers loss of income if a property loss occurs.
Workers’ compensation protects the practice and its employees from financial loss when a team member is hurt on the job, or sick from a work-related cause. Workers’ compensation is required in all states, except Texas.
Umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits.
Cyber liability protects your practice from financial loss due to a data breach. This may include loss or damage, extortion, loss of income, and even damages to your reputation.
Malpractice insurance is type of errors and omissions (E&O) coverage.